LOAN EVALUATION

Loan Evaluator

Annual Undesignated Income *

Tithes/offerings given and not tied to any specific use.

Annual Designated Income *

Money given that is intended for a specific purpose. (i.e. capital campaign, missions, youth camp, etc...)

Other Income *

This is for non-traditional sources of revenue. Merchandise, rental income and concert ticket sales would be examples.

Giving Units *

Enter the number of Giving Units that contributed to your Annual Undesignated and Designated Income.

Operating Expenses (minus annual lease or mortgage payment) *

All expenses other than your current lease or mortgage payment.

Current Annual Lease or Mortgage *

This is what you pay for your current facility.

Total Operating Expenses

Net Operating Income (NOI)

Anticipated Loan Amount *

This is the total amount you expect to finance.

Loan Term (in years) *

How long would you like to amortize your loan? Churches will typically go 20 or 25 years.

Estimated Interest Rate *

What do you anticipate a lender charging you for the loan?

If you are human, leave this field blank.

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