General Requirements From Lenders

3 years Historical Financial Statements

a. Income/Expense Statements
b. Budget Comparisons
c. Corresponding Balance Sheets

Current Year to Date Financial Statements

a. Equity in any Real Property
b. Budget Comparisons

Fund Raising

a. Breakdown of giving units and type of pledge campaigns
b. Number of giving units for last three years
c. Comment on success of previous campaigns

CPA Oversight Statement

a. Compilation Better
b. Audited is Best

Top 15 Donors - their Percentage of Total Giving

All Outstanding Debt

Project Information: Size, and Cost

Adult Attendance - Average Weekly for past 3 years and year to date

Government of the Congregation

a. Articles of Incorporation
b. Constitution
c. By-Laws
d. Church History
e. Background of pastor, associates pastors and other staff
f. Governing Body (Board, Committee, etc.)

Demographics of congregation

Denomination affiliation